It happens every day: someone’s medical needs change dramatically. They need more care, they need it now, and they need Medicaid to help pay for it. When it comes time to complete Medicaid applications for you or a loved one, you’ll need to provide documentation. It’s good to know now what documents you will need if this situation arises.
How Medicaid Works
Medicaid is a collaboration between state and federal government to provide healthcare coverage to Americans who meet certain requirements.
Individual states administer the program pursuant to federal regulations. Funding is provided by both state and federal governments.
The Application Process
The Alabama Medicaid Agency offers a number of programs, including:
- Institutional Care covers care offered in an institution, like a nursing home or hospital.
- Home and Community-Based Waivers assist homebound people with certain conditions.
- SSI-related Medical Programs may cover people who have lost their SSI benefits, but may still be covered by Medicaid.
First, determine which program or programs might provide benefits to meet your needs. Both paper and online applications are offered for most programs. Where the application is filed is determined by the programs involved.
Documents You’ll Need
The application must be supported by documentation, including:
- Medicare and Social Security cards.
- Verification of the gross amount of income from sources like Social Security, Veterans benefits, private pension, rental payments, and annuities.
- Bank statements for all accounts for the last five years.
- Verification of CDs, IRAs, and Savings Bonds.
- Verification of stocks, bonds and mutual funds.
- Deeds to property currently owned. Also, purchase and sale deeds to property which has been sold or transferred within the past five years.
- Trusts, mortgages, loans, and promissory notes.
- Life insurance policies, including those related to life insurance, funeral costs, long-term care, and medical insurance.
- Pre-need/prearranged burial contracts, including an itemized list of charges.
- Verification of gross wages.
- Any power of attorney, guardianship papers, or curator papers.
Retain your originals of these documents and provide copies with your application. For more details about the application process, rules and regulations, pre-planning for Medicaid eligibility, and documentation needs, contact an attorney that specializes in Medicaid eligibility planning.
The Medicaid application process doesn’t have to be mysterious or frustrating, and you don’t need to go it alone.
Don’t let Medicaid eligibility issues give you an unpleasant surprise. Know where you stand now, and how to plan for the future. Talk to an Alabama attorney with experience and training to handle your concerns. Contact Adams Miller, LLP at 256-251-2137 to schedule an appointment. We help clients in Anniston, Talladega, Birmingham, Gadsden and surrounding communities.